SoftwareTrack every wallet, see your net worth, know what's safe to spend.
Trackable keeps all your money in one place. Every account, card, investment and debt is a wallet, and every expense, income or transfer is a record. From those it works out your net worth over time and a cautious Safe to spend figure for the rest of the month. It works without a connection and syncs between your devices. The app is in development and has not been released yet.
Enquire about this productIn development · not yet released
Most money apps track either spending or net worth. Trackable does both from one list. Anything that holds money or debt is a wallet: cash, a bank account, a credit card, a share portfolio, crypto, a loan, property or a fixed deposit. Each expense, income or transfer you record updates the right wallet, so balances, monthly totals and net worth always agree with each other.
The Home screen answers two questions: where do I stand, and what can I spend? It shows your net worth, then a Safe to spend figure that takes this month's income, subtracts what you have spent, and holds back the recurring bills still to come. Records can be added with no connection and sync to your account later. A privacy lock and a hide-balances mode are included. Trackable is still in development and has not been released.
Money is usually spread across bank accounts, cards, investments and debts, sometimes in more than one currency. Spending trackers tend to ignore net worth, net worth trackers tend to ignore day-to-day spending, and a bank balance does not show how much is already committed to bills due later in the month.
Trackable keeps every balance in a wallet and every movement of money as a record, then works out the rest: a net worth history, monthly income and spending by category, and a Safe to spend figure that already allows for the recurring bills still due this month.
Add cash, bank accounts, credit cards, share portfolios, crypto, loans, property and fixed deposits as wallets. Trackable totals assets and debts into one net worth figure and records it over time, so you can see whether you are moving up or down.
Record an expense, income or transfer in a few taps, with a category, date, note and tags. Split one payment across categories or mark it as repeating. Records save on the phone first, so they work with no signal, then sync to your account.
Home shows what you can still spend this month: income, minus spending so far, minus the recurring bills that have not come out yet, with a per-day amount. The upcoming bills are listed underneath, so you can check the figure.
Review the month in one screen: cash flow and savings rate, spending by category, where your income went, how each category compares with last month, and income against expenses month by month. Insights is part of the Premium plan.
Totals appear in one primary currency, chosen from 153. A payment made in another currency keeps both the original price and the amount charged to your wallet. With Premium, a wallet can hold its own currency.
Select an image to open the preview.
The first screen shows total net worth, then how much is safe to spend for the rest of the month and the recurring bills still to come.
Every expense and income is listed by day with a daily net, and can be filtered to expenses or income or to one wallet.
With Hide balances on, every amount is replaced by dots while the app stays fully usable, for use in public.
Contact our team to discuss the product and how it could fit your needs.
hello@k2vsoftware.com